Youth, women, and refugees, including those with disabilities, have livelihoods (skills, enterprises, jobs, and incomes) resilient to political, economic and climate shocks.

The vast opportunities provided by the private sector for wealth creation has hardly been unlocked by youth, women and refugees, including those with disabilities. Less than 50% have own-account enterprises in which they are self-employed. Yet those with microenterprises hardly grow them into small enterprises able to provide decent employment opportunities and resilient livelihoods. Key impediments include limited skills to start and grow enterprises and inaccessible business development services (including access to finance, markets, and networks). AFARD will assess and prioritise niche markets (trades, commodities, and skills), mobilise, (up)skill, equip and connect youth, women, and refugees, including those with disabilities, to start and grow profitable enterprises. Emphasis will be placed on those enterprises that are able to provide long-term decent employment opportunities and adequate incomes for reinvestment (business growth) and sustaining improved well-being. By so doing, the once vulnerable families will start and transition their microenterprises into small enterprises (with more employees, increased net revenue, and improved regulatory compliance, including tax) as they too climb the economic ladder out of extreme poverty into the lower middle class social category (with USD 3-5 per capita)